General Application

Traditional credit was built for people who already have money. Requirements for credit history, collateral, and costly underwriting create insurmountable barriers for those who need capital most. Over 1.4 billion people lack access to credit. A vendor in Lagos earns cash daily but can't prove a steady income. A Colombian nurse with years of perfect informal repayments remains invisible to banks. Most lending systems spend a lot to guess who will repay, and yet so many who are creditworthy still can’t get a loan.

We built an alternative called Credit. Since December 2024, it has issued over one million unsecured loans using stablecoins. People from around the world have used these loans to pay for things like groceries, medicine, and transportation. Backed by $6.6 million from Paradigm and Nascent, we're scaling a system that has already reached more than 900,000 unique borrowers. Help us take it to the next level.

About the role

At Divine, we seek exceptional talent that thrives at the forefront of innovation. While we may not have an exact match for your expertise right now, we're always interested in connecting with remarkable people.

Are you a builder who brings ideas to life? A strategist who sees opportunities others miss? A marketer who crafts compelling narratives? Whatever your strength, if you're driven to shape what's next, we want to hear your story. Share the impact you envision making.

Divine Research is an equal opportunity employer.